tools to capitalize on investments

Private Money Lenders

Investor Capital, a leading direct private money lender in the region, delivers all-inclusive financing options for property owners and residential real estate investors across the country.

Private Financing Hub

Investor Capital is your go-to for funding solutions state-wide. With our rich experience and sterling reputation as a private financing entity in the area, we harness our deep understanding of the local real estate market to aid individuals in promptly obtaining the funds necessary for their private loan requirements. Start your financing journey by connecting with us. Expect prompt quotes, clear pricing, and the assurance of zero hidden or unwarranted charges.

When Private Money is the Answer

For real estate investors seeking a dependable and rapid funding source for their residential, land, or mobile real estate ventures, private financiers often become the top pick. The Investor Capital team consists of private financiers proficient in backing an array of property projects, including, but not limited to:

  • Mobile Home Loans
  • Fix and Flip Loans
  • Rehab Loans
  • Private Money 2nd’s
  • Bridge Loans
  • Multifamily Private Money Loans
  • Purchase Loans
  • Construction Loans
  • ADU Loans

Get Funded Today

Navigating Your Private Loan with Investor Capital

Aiming for simplicity and efficiency, applying for a private loan with us is a breeze. Just submit your loan application or give us a ring. Once received, we’ll expediently assess it, usually offering feedback the very day you apply.

Upon greenlighting your loan, expect funds to be available within a mere 3-5 days.

Typically, loan approvals largely depend on the real estate’s present value set as collateral and the borrower’s equity therein. Challenges like loan modifications, short sales, foreclosures, bankruptcies, or credit ratings hardly impede our process, especially if the borrower boasts a significant down payment or ample property equity.

  • Fast Results

Experience rapid results with turnaround times clocking in at just 24 hours. Get in touch now to discover what’s possible!

  • Stated Income

Challenges with W-2’s or tax returns in the past? We’ve got you covered! Our hard money loans can be founded on your assets and self-declared income.

  • Credit Flexibility

A limited credit history or a less-than-stellar score isn’t a roadblock for us. We prioritize your assets and the Loan-to-Value (LTV) ratio. Let’s discuss the perfect solution tailored for you!

  • Up To 85% LTV/LTC

With Investor Capital, you have the potential to access up to 85% LTV or LTC. In some unique scenarios, this could extend up to 90%! Dive into the opportunities awaiting you; get in touch now!

Hard Money Loan Process: Step-by-Step

Apply Online
Our online loan application process is simple, designed to take only 3 minutes of your time to fill out and set up.
Receive Approval
Within a fast 24-hour timeframe from receiving your application, we'll provide you with a transparent and straightforward offer, explaining all associated terms.
Funding
While many lenders might take extended periods, Investor Capital ensures speedy funding, often within a 24-hour window. Upon the completion of loan funding via escrow, the amount is transferred to you.
Easy Monthly Payments
Enjoy various easy ways to pay. Choose via mail, over the phone, or direct deposit, managing your monthly payments is effortless. Our straight forward loan repayment structure guarantees a seamless experience.