The Investor’s Tool for Success

Buy and Hold Loans

On the hunt for a reputable hard money lender near you? Look no further than Investor Capital. As pioneers in hard money loans for buy and hold strategies, we stand out with our competitive rates and unparalleled flexibility.

Tailored To Your Project

Tailored for those in the land, mobile, or real estate sectors, our loans equip you with the additional capital required for your properties, be it one or multiple. Whether you’re an investor or landlord, Investor Capital is your reliable partner, furnishing the funds that fuel your success. Here are some examples of loans we can offer:

  • Mobile Home Financing
  • Fix and Flips
  • Fix and Holds
  • Land Financing
  • Small Business
  • Single Family Residential
  • Condos and Townhomes
  • Short Sales
  • Secondary Homes
  • Investment Rentals
  • Rehab Loans
  • Multi-Family Loans

Get Funded Today

What is a Buy and Hold Strategy?

The buy and hold approach offers a fresh twist on real estate investment. It encompasses acquiring foreclosed or undervalued properties with the goal of leveraging them for profit, either via renovations, appreciation, or both. Given the cash-centric nature of most foreclosure deals, leveraging hard money for buy and hold strategies becomes the perfect way to nab the asset.

Why Partner Us?

Our clientele continually relies on us for buy and hold financing solutions. We stand apart from conventional lenders with our vast suite of offerings and minimal restrictions. As a hard money buy and hold loan trailblazer, we ensure you have the liquidity to snap up distressed assets, offering the potential to amass a comprehensive portfolio backed by us.

It’s About Equity, Not Just Credit

For us, your property’s equity holds the key, not just your credit score. Challenges like sub-par credit or past financial mishaps won’t deter us. We evaluate the potential of your investment. And with our streamlined processes, we frequently ensure funds are in your hands within 48 hours.

  • Fast Results

Experience rapid results with turnaround times clocking in at just 24 hours. Get in touch now to discover what’s possible!

  • Stated Income

Challenges with W-2’s or tax returns in the past? We’ve got you covered! Our hard money loans can be founded on your assets and self-declared income.

  • Credit Flexibility

A limited credit history or a less-than-stellar score isn’t a roadblock for us. We prioritize your assets and the Loan-to-Value (LTV) ratio. Let’s discuss the perfect solution tailored for you!

  • Up To 85% LTV/LTC

With Investor Capital, you have the potential to access up to 85% LTV or LTC. In some unique scenarios, this could extend up to 90%! Dive into the opportunities awaiting you; get in touch now!

Hard Money Loan Process: Step-by-Step

Apply Online
Our online loan application process is simple, designed to take only 3 minutes of your time to fill out and set up.
Receive Approval
Within a fast 24-hour timeframe from receiving your application, we'll provide you with a transparent and straightforward offer, explaining all associated terms.
Funding
While many lenders might take extended periods, Investor Capital ensures speedy funding, often within a 24-hour window. Upon the completion of loan funding via escrow, the amount is transferred to you.
Easy Monthly Payments
Enjoy various easy ways to pay. Choose via mail, over the phone, or direct deposit, managing your monthly payments is effortless. Our straight forward loan repayment structure guarantees a seamless experience.